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A loan amount exceeding the conforming loan limit of 548,100 for a single-family home is a Jumbo loan. Therefore, Jumbo home loan programs are available for those higher amounts. These Loans have more restrictive qualification requirements. this includes, debt to Lower income ratios, higher credit score requirements, additional assets and reserve requirements. CharterStone Mortgage solves many of these restrictitions with access to multiple jumbo loan programs. We find the program that fits your financial plans.
Underwriting guidelines for jumbo home loan can be quirky and surprise even the most qualified borrower. CharterStone Mortgage has jumbo loan programs that have easier qualifications and less restrictions at hyper-competetive rates.
Above all, the benefit of CharterStone Mortgage has access to multiple jumbo loan programs. The options facilitate the matching of the loan application file to the best loan program for each unique borrower- seamlessly.
Benefits:
Alternate programs designed for the borrower that does not fit the traditional jumbo home loan programs. Visit the alternate credit and income page for more options.
Programs are subject to change without notice. All applicants must meet underwriting guidelines from the lender that are subject to change without notice and must meet all Federal and State regulations. This information is not guaranteed to be accurate due to changing financial and economic environment.
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We are avaialble 7 days a week by phone, to meet in person or apply on line.
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