Jumbo Home Loan Qualifications


A loan amount exceeding the conforming loan limit of  548,100 for a single-family home is a Jumbo loan.  Therefore, Jumbo home loan programs are available for those higher amounts.  These Loans have more restrictive qualification requirements. this includes, debt to Lower income ratios, higher credit score requirements, additional assets and reserve requirements. CharterStone Mortgage solves many of these restrictitions with access to multiple jumbo loan programs. We find the program that fits your financial plans.  

Jumbo Loan Rates

Our Rates beat the banks and we close in 30 days or less



CharterStone Mortgage has the Solution:


Standard Jumbo

Underwriting guidelines for jumbo home loan can be quirky and surprise even the most qualified borrower. CharterStone Mortgage has jumbo loan programs that have easier qualifications and less restrictions at hyper-competetive rates. 

Above all, the benefit of CharterStone Mortgage has access to multiple jumbo loan programs. The options facilitate the matching of the loan application file to the best loan program for each unique borrower- seamlessly.


  • Multiple programs to fit your financial situation
  • Highly experienced Loan Advisor
  • Hyper competitive rates
  • Fasts losings
  • Superior service and outstanding consumer experience

Alternate Jumbo

Alternate programs designed for the borrower that does not fit the traditional jumbo home loan programs. Visit the alternate credit and income page for more options.

  • Up to 90% financing 
  • Lower credit Scores allowed 
  • Bank Statement as income programs   

Programs are subject to change without notice. All applicants must meet underwriting guidelines from the lender that are subject to change without notice and must meet all Federal and State regulations. This information is not guaranteed to be accurate due to changing financial and economic environment.      


Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Get Pre-Approved Today

We will pre-approve you in minutes. Let's make you a preferred buyer with a
pre-approval letter.

Call us today

We are avaialble 7 days a week by phone, to meet in person or apply on line.

Scroll to Top