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- CharterStone Mortgage
- 3001 N. Rocky Point Dr E.
- Suite 200
- Tampa, FL 33607
- 1-844-770-7400
- 1-844-577-1100
These zero down payment programs are designed for first-time homebuyers. As a result, they are easy to qualify. In addition, carry lower than conventional mortgage rates having no monthly mortgage insurance.
This loan program is restricted to geographical rural areas for low to moderate-income families. Not only does the USDA help families reach the American Dream, it helps underserved communities grow. USDA home loans offer low fixed rate with no monthly mortgage insurance.
As a result, this is one of the most affordable loan programs.
A VA home loan benefits active duty and qualifying veterans achieve the American Dream with zero down payment. VA Loan are excellent for first time homebuyer loans or for the experience buyer. Most importantly, this government insured loan has no maximum Debt to Income Ratio (DTI) restrictions. Veterans have qualified to purchase a home with over 70% DTI. In addition, we make it easy by getting the Certificate of Eligibility for you. Let us do the work and you enjoy your home – you earned it.
These low-down payment loans are for first-time homebuyers as well as the seasoned buyer. They Offer 3% down payment, reduced monthly private mortgage payment and other benefits.
First-time homebuyer status is not required however is allowed. This program allows for 3% down to the 2019 single family loan limit of 485,350. This program is perfect for first-time buyers or the experienced. Allows for low fixed rate monthly payment for single family homes, condominiums, townhomes, and Planned Urban Developments.
These programs are limited to first-time homebuyers only. Designed for low to moderate income households. In addition, they offer flexible credit and income qualifications.
**CharterStone Mortgage is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
Programs are subject to change without notice. All applicants must meet underwriting guidelines from the lender that are subject to change without notice and must meet all Federal and State regulations. This information is not guaranteed to be accurate due to changing financial and economic environment.
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We are avaialble 7 days a week by phone, to meet in person or apply on line.
NOTICE: For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not affiliated with any government agency.
CharterStone Mortgage | NMLS #1554192 | www.nmlsconsumeraccess.org | Florida License MBR 2128 | Equal Housing Opportunity