Sign and Close 

Anywhere, Anytime


Close when and where you want. From your office, the comfort of your living room or hotel pool, anywhere that you have internet connection.   Virtual E-Close allows you to close with e-sign and e-notary technology.  Face-time conference with a live notary. In addition, multiple borrowers can close from different locations. Closing on your new home could not be more convenient and fast!  

What happens at a closing ?


The closing is the time and place you complete the real estate transaction. Not to mention,  with a  purchase it is when you officially become the owner of your new home.

The settlement agent performs the tasks necessary to complete the process.  They hold in escrow the closing documents for both the buyer and seller. In addition, they hold the funds sent from lender and buyer.

The key documents signed for a closing are:

  • Lender’s promissory note
  • Lender’s mortgage document
  • Closing disclosure
  • Federal and State loan disclosures
  • Deed- transfer of ownership

A notary is present and once  all documents are signed, the settlement agent disperses the funds to the appropriate parties as well as sends the deed and mortgage to be recorded.  

At a traditional closing, the buyer, seller and real estate agents physically go to the settlement office location.

However, with CharterStone Mortgage and modern technology, closings can be done online!

Some closings are partially online or completely online depending on your State and County.

Call us to find out more how we make your closing simple and fast!   

Not all loan programs and counties are available for this option. Please contact us for more information.

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