CLOSE ON-LINE

Sign and Close 

Anywhere, Anytime

Close when and where you want. From your office, the comfort of your living room or hotel pool, or anywhere you have an internet connection.   Virtual E-Close allows you to close with e-sign and e-notary technology—a face-time conference with a live notary. In addition, multiple borrowers can complete from different locations. Closing on your new home could not be more convenient and fast!  

What happens at closing?

The closing is the time and places you complete the real estate transaction. Not to mention,  a  purchase is when you officially become the owner of your new home.

The settlement agent performs the tasks necessary to complete the process.  They hold in escrow the closing documents for both the buyer and seller. In addition, they have the funds sent from the lenders and buyers.

The critical documents signed for closing are:

• Lender’s promissory note
• Lender’s mortgage document
• Closing disclosure
• Federal and State loan disclosures
• Deed- transfer of ownership

A notary is present, and once all documents are signed, the settlement agent disperses the funds to the appropriate parties and sends the deed and mortgage to be recorded.  

The buyer, seller, and real estate agents physically go to the settlement office location at a traditional closing.

However, with CharterStone Mortgage and modern technology, closings can be done online!

Some closings are wholly or partially online, depending on your State and County.

Call us to learn more about how we make your closing simple and fast!   

Not all loan programs and counties are available for this option. Don’t hesitate to get in touch with us for more information.